Whose Insurance Pays in a Multi-Car Accident?

The aftermath of a multi-car accident can be confusing and frustrating. If you’ve suffered an injury, you probably want to know whose insurance will cover your medical bills and other expenses. In a situation like this, you need the help of a skilled car accident attorney with Armstrong Lee & Baker LLP.

Our lawyers know you don’t deserve to have to foot the bill for a wreck caused by someone else. The following is a look at how we can investigate to determine blame for the multi-car accident, and then how we’ll pursue compensation from those responsible.

How Attorneys Investigate to Determine Fault

If you’ve suffered a severe injury in a multi-car accident caused by another’s negligence, you’re definitely not alone. Nearly 19,000 people sustained disabling injuries in Texas car accidents in 2022.

You’re likely going to accumulate extensive medical bills. The average cost of a disabling injury can be in the hundreds of thousands of dollars, so the stakes are high. The insurers of the at-fault driver or drivers must pay for your expenses. 

Determining whose insurance company will pay in a multi-car accident requires investigating to assign fault. This process can be complex since more than one driver might have been to blame. Some steps in the typical car crash investigation include the following:

Gathering Evidence

We typically investigate a multi-car accident by collecting evidence from the accident scene, including photographs, witness statements, police reports, and any available surveillance footage. This evidence helps establish the events leading up to the accident and identify any contributing factors.

Reviewing Medical Records

Our car accident lawyers also typically review the medical records of all parties involved in the multi-car accident to assess the extent of injuries and determine how they may have occurred. Records can help establish a causal link between the accident and the injuries sustained.

Consulting Experts

We may also consult with experts in various fields, such as accident reconstruction, engineering, and medical specialties, to obtain professional opinions and testimony regarding the cause of the accident and the extent of injuries.

Other Ways We Can Help You Obtain Fair Compensation

In addition to investigating fault, Armstrong Lee & Baker LLP’s car accident lawyers can help you in many ways to ensure you receive fair compensation for your injuries and losses. Some of these include:

• Negotiating with insurance companies: We can negotiate with insurance companies to secure a settlement that covers not only your medical expenses but also your property damage, pain and suffering, and lost wages.
• Litigation: If the insurer refuses to settle, we can file a lawsuit and advocate for your rights in court. This advocacy may involve presenting evidence, cross-examining witnesses, and arguing the case before a judge or jury.
• Maximizing compensation: Our lawyers will work diligently to maximize your compensation by identifying all available sources of recovery, including insurance policies, personal assets, and other potential avenues for compensation.

Contact Our Houston Car Accident Attorneys to Learn More

If you’ve suffered an injury in a multi-car accident caused by someone else, the attorneys of Armstrong Lee & Baker LLP will be here to provide support and guidance. We’ll answer your questions, address your concerns, and fight for your best interests every step of the way. Contact us online to schedule a free consultation.

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I live roughly eight hours from Armstrong Lee & Baker and communication exceeded my expectations all my needs were met at every level Mr Adam and his wonderful team guided me step by step,I definitely recommend Mr Adam if ever you need a lawyer that will fight very hard for you.He was successful with my injury case got me what I deserve and more,I am forever grateful to Mr Adam and his wonderful team God bless you all

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Joshua Lee

Joshua Lee believes in aggressive, tough advocacy and a client-centered approach to every case. Joshua draws from a wide body of experiences and a robust understanding of the law. Joshua graduated from the New York University School of Law in New York City, which is considered among the best law schools in the world. Our lawyers have 25+ years of combined experience.

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