If you are seriously injured in a car accident, you will have to deal with your own insurance as well as the other driver’s insurance.
Worrying about contacting insurance companies in Texas can make an already terrible situation even worse. Let a personal injury lawyer with Armstrong Lee & Baker LLP handle all insurance company communications for you.
One of the most important things to know is that it is a large misconception that insurance companies are on your side—in fact, insurance companies are in the business of paying you the least amount of money for your damages or injuries.
That is also why you should never give a recorded statement to an insurance company.
The Pitfalls of Contacting Insurance Companies in Texas Without an Attorney
Insurance companies are businesses whose primary goal is to minimize payouts to protect their bottom line. This can lead to several pitfalls for individuals attempting to handle these communications independently. Here are just a few.
Twisting Your Words
Insurance adjusters know how to manipulate conversations to benefit their employer. They might use tactics such as asking leading questions, taking statements out of context, or pushing for quick settlements far below what you deserve. Most victims don’t understand the law and the insurance industry. Adjusters can mislead or coerce them into accepting less than they deserve as a result.
Saying the Wrong Thing
Another significant pitfall is the potential for victims to inadvertently undermine their own claims. Insurance companies often request recorded statements from accident victims under the guise of better understanding the incident. However, they often use these statements against the victim. An insurer can exploit inconsistencies, even minor ones, to deny or reduce the claim. Without legal guidance, victims might unknowingly provide information that harms their case.
How Attorneys Handle Insurance Company Communications
Skilled personal injury lawyers are well-versed in contacting insurance companies in Texas. They know the tactics used by insurance companies and can effectively counteract them. Here are the types of communications attorneys handle to safeguard their clients’ interests:
- The initial notification and claims filing: Attorneys can notify the insurance company and correctly file all necessary documentation. For example, they can prepare and submit the claim forms, reducing the risk of errors or omissions that could delay or jeopardize the claim.
- Negotiating settlements: One of the most critical roles of an attorney is to negotiate with the insurance company. A personal injury lawyer with Armstrong Lee & Baker LLP has the skills and experience to evaluate settlement offers and determine whether they’re fair. They can also push back against lowball offers and advocate for a settlement that fully compensates you for your injuries and damages.
- Managing recorded statements and interviews: A personal injury lawyer can advise clients on handling requests for recorded statements or interviews. They’ll often be present during these interactions to protect your rights. They’ll also ensure you don’t mistakenly say anything that could damage your case.
- Addressing disputes and appeals: If the insurance company disputes the claim or offers an unsatisfactory settlement, attorneys can handle the appeals process. They’ll gather additional evidence, prepare legal arguments, and represent you in negotiations or court proceedings.
Insurance Contact Information
All of this said, we know it is also often difficult for people to obtain insurance companies’ contact information.
Our Firm has compiled a list of some of the most commonly used insurance companies and their contact information. Armstrong Lee & Baker LLP does not guarantee the accuracy of this information, and it may change over time.
Our attorneys interact with insurance companies on a daily basis and know how to best handle the negotiations surrounding the injuries that you have suffered as a result of your car accident.
We understand that the effect of insurance companies delaying their decision on your claims is compounded when you are injured, unable to work, and recovering.
We will fight for you to recover compensation from insurance companies for your physical injuries, mental anguish, lost compensation, and pain and suffering.
Call us today for a free consultation at (832) 402-6637 or fill out our contact form and we will respond within 24 hours.
We are ready to help you, and you will not pay us unless we win.
| Insurance Company | Phone and Fax Numbers |
| ACCC Insurance Company
P.O. Box 680048 Houston, Texas 77268
| Claims Phone Number (Toll Free): 1-888-823-0888
Claims Fax Number: 281-919-0201 |
| Allstate Insurance Company
P.O. Box 660636 Dallas, TX 75266
| Claims Phone Number: 1-877-810-2920
Claims Fax Number: 1-866-410-3557 |
| American Access Casualty Company
2211 Butterfield Rd., Suite 200 Downers Grove, IL 60515
| Corporate Phone Number (Toll Free): 1-888-663-5443
Claims Fax Number: 1-630-645-7486 |
| Fred Loya Insurance
1800 Lee Trevino, Ste 201 El Paso, Texas 79936
| Claims Phone Number: 1-800-880-0472
Claims Fax Number: 1-915-629-4000 |
| Geico Mutual Insurance Company
ATTN: Region V PO BOX 509104 San Diego, CA 92150-9104
| Main Phone Number: 1-800-207-7847
Claims Fax Number: 214-442-5164 |
| The General
2636 Elm Hill Pike, Suite 510 Nashville, Tennessee 37214
| Claims Phone Number: 1-800-280-1466 (Option 3) |
| Liberty Mutual Insurance Company
P.O. Box 515097 Los Angeles, California 90051
| Claims Phone Number: 1-800-313-8844
Claims Fax Number: 1-866-864-6081 |
| MetLife |
Claims Phone Number: 1-800-854-6011 Fax Phone Number: 1-866-743-1546
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Nationwide
| Claims Phone Number: 1-877-669-6877 |
| Progressive
6300 Wilson Mills Rd. Mayfield Village, Ohio 44143
| Claims Phone Number: 1-800-776-4737 (Option 1)
General Fax Number: 1-877-280-5587 |
| SafeCo Insurance
100 Liberty Way Dover, New Hampshire 03821
| Claims Phone Number: 1-800-332-3226
Claims Fax Number: 1-800-268-8840 |
| State Farm Insurance
One State Farm Plaza Bloomington, IL 61710
| Claims Phone Number: 1-800-782-8332
Claims Fax Number: 1-855-820-6318 |
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Travelers
| Claims Phone Number: 1-800-252-4633 |
| USAA
P.O. Box 33490 San Antonio, Texas 78265
| Claims Phone Number: 1-800-531-8722 Claims Fax Number: 1-800-531-8669 |
Focus on Your Recovery. We’ll Deal With the Insurance Company
Contacting insurance companies in Texas after an accident can be dangerous for those without legal representation. An experienced Armstrong Lee & Baker LLP personal injury lawyer will level the playing field. You concentrate on getting better and we will handle the insurer. Call (832) 402-6637 or contact us online for a free consultation.
Where You Can Find Our Houston, TX Office
Scott Armstrong obtains remarkable results for his clients. He has successfully tried numerous cases to favorable verdicts and reached significant settlements on his clients’ behalf. In the process, he has recovered millions for his clients.