Dealing with the aftermath of a Texas car accident can feel stressful and overwhelming. Adding State Farm’s claim process into the mix can make matters even more complicated.
Unfortunately, however, car accidents involving insurance claims have become all too common. Thus, it is important to know what to expect so you can better protect your rights and maximize your recovery.
Need assistance navigating the car accident insurance claims process? Give the attorneys at Armstrong, Lee & Baker LLP a call today to see how our team can help you recover.
3 Key Steps to Take After Your Texas Car Accident
According to the National Highway Traffic Safety Administration (NHTSA), there were 6,756,000 police-reported motor vehicle crashes in the United States in 2019. Of these, nearly 2 million resulted in injuries, and more than 33,000 were fatal.
Even the most cautious drivers on Texas roads are not impervious to involvement in an accident. According to the Texas Department of Transportation, 1 reportable crash occurred on Texas roadways every 56 seconds.
If you are not sure what to do after a car accident in Texas, make sure to follow these 3 steps.
1. Gather Any Available Evidence at the Scene
After pulling over to check for any injuries to yourself or any passengers, one important thing to do after an accident is to start collecting any available evidence and information.
Often, some of the best evidence to support your claim will be right there at the scene of the accident. For example, crucial information and materials you might be able to collect include:
- Photos of the scene and any property damage;
- Identification and insurance information of other parties to the accident; and
- Statements and contact information of any eyewitnesses to the accident.
Of course, you can always try to collect this type of information later. But it may be unavailable or less reliable later on.
2. Don’t Feel Like You Have to Accept State Farm’s First Offer
Another important thing to remember is that the insurance company—State Farm or any other insurance company—is not on your side. In fact, it is State Farm’s goal to pay out as little as possible in an effort to maximize their own profits.
Therefore, when it comes to dealing with the insurance claims process, never feel like you have to accept the first offer State Farm provides.
3. Contact an Attorney to Help You Navigate State Farm’s Claim Process
Instead, contact an experienced attorney who can help you fight to maximize your recovery.
You can always attempt to negotiate your claim on your own by calling State Farm’s claims phone number at 800-SF-CLAIM. However, if you have not dealt with their tactics before and do not know what to expect, the odds can be stacked against you.
Contacting an experienced insurance claims attorney can help balance the scales and give you the best chance at a fair claims process.
Do I Need a Lawyer to Help with State Farm’s Claim Process?
While you do not necessarily have to retain an attorney, having one in your corner can be a huge benefit as you navigate State Farm’s Claim process.
Calling State Farm’s phone number on your own can only get you so far, but an accident attorney can help you gather evidence to support your claim, negotiate with the insurance company, and advocate for your rights at every step along the way.
At Armstrong, Lee & Baker LLP, we are serious about obtaining justice for our client’s injuries. We offer free consultations and will never take a fee unless we are able to recover compensation for you.
Contact Armstrong, Lee & Baker LLP today to discuss your case and start the fight for the compensation you deserve.