It can be highly stressful if you have suffered injuries on the job and need to cover your medical bills, lost wages, and other losses.
Our attorneys at Armstrong Lee & Baker LLP understand and are here to advocate for you.
Consider getting in touch with us for assistance with recovering compensation after your accident.
You can focus on healing while we fight for your rights.
What Is Workers’ Compensation?
In 2020, there were two nonfatal injuries or illnesses on the job for every 100 full-time workers in Texas.
The purpose of workers’ compensation insurance is to recover medical expenses and lost wages when an employee has an injury or develops an illness as a result of their work.
Each state’s laws govern these systems of insurance coverage.
It is crucial to note that it does not matter who is at fault if you are filing a claim for workers’ compensation.
Nevertheless, employees must use safety equipment that employers provide to them.
Is Lowe’s Workers’ Compensation Provided in Texas?
Lowe’s is a non-subscriber and does not have typical workers’ compensation coverage.
Texas does not require every private employer to subscribe to workers’ compensation insurance coverage.
Thus, companies such as Lowe’s, Home Depot, and others can choose to be “non-subscribers.”
As a non-subscriber, while Lowe’s may pay out less in workers’ compensation claims, it opens itself up to various lawsuits from injured employees.
It also forgos some of the normal defenses employers would have against employee lawsuits.
You may be asking yourself how to get compensation from Lowe’s. Although Lowe’s is a non-subscriber, you can still recover compensation for the harm you have incurred.
If your accident was caused by Lowe’s or one of its employees, you can file a lawsuit seeking personal injury compensation.
If your injury or illness was work-related, but no one was at fault, you can seek Lowe’s workers’ comp through the workers’ compensation plan Lowe’s has set up for its employees.
Choosing to File Suit
If Lowe’s negligence or the negligence of one of its employees caused you to suffer an injury at work, you may want to file a lawsuit against Lowe’s to recover for your injuries.
Examples might include:
- Slipping and falling because another employee failed to clean up a spill;
- Being injured by equipment because Lowe’s did not provide appropriate safety gear or training; and
- Being hit by a falling object that was not appropriately secured.
Negligence is a complex issue and requires you to prove several elements. Let our lawyers assist you in determining if you have a viable claim.
Benefits Available to Lowe’s Employees in Texas
Even if you have difficulty proving negligence, you have options to recover compensation if you suffer an injury or illness as a result of your employment at Lowe’s.
Under Lowe’s Texas policy, these include the benefits listed below.
You can receive reimbursement of 100% of your covered medical expenses as an employee at Lowe’s. This coverage lasts for a maximum of 120 weeks.
Wage Replacement Benefits
At Lowe’s, you can recover up to 90% of your lost income for a maximum of 120 weeks. This recovery starts on the first day of your disability.
Dismemberment benefits cover up to $200,000 if you have lost a body part or its use.
Death and Burial Benefits
In Texas, Lowe’s provides $200,000 in death benefits and up to $6,000 in burial expense reimbursement for its employees.
Keep in mind that the maximum benefit limit for an employee of Lowe’s is $300,000 per associate or $1 million per occurrence.
Typical Injuries While Working at Lowe’s
Numerous injuries can occur on the job at Lowe’s. These can involve:
- Broken bones;
- Joint damage;
- Back and neck injuries, and
- Head trauma.
If you are suffering from an injury, our lawyers can help ensure that you receive the benefits you need.
Even though there is no standard Lowe’s workers’ comp, at Armstrong Lee & Baker LLP, we are here to help.
Common Causes of Injuries at Lowe’s
There are various ways you might suffer an injury while on the job at Lowe’s. This may include:
- Exposure to fumes, such as paint fumes;
- Delivery truck loading and unloading injuries;
- Injuries from lifting something too heavy;
- Falling from heights, such as ladders;
- Harm due to defective equipment;
- Slip-and-fall accidents or trips;
- Car accidents during delivery trips; and
- Repetitive movements, like stocking shelves.
If you are suffering from an accident, illness, or occupational disease as a result of your work at Lowe’s, reach out for advice from our highly skilled, assertive advocates.
What Is the Deadline to File My Claim?
Since Lowe’s has its own policy, you will have to file your claim quickly.
You likely received more specific information regarding this process and the deadline when you began working for Lowe’s.
An attorney who deals with non-subscriber cases can help you with any questions you may have. We can assist you if you need to file an appeal as well if your claim is denied.
How Our Law Firm Can Help You
If you have suffered an injury from an accident on the job, do not hesitate to reach out to our lawyers.
We are here to fight for you and help you recover the compensation you need for your injuries.
At our Texas law firm, our attorneys believe in uncompromising advocacy for each client.
We are ready to bring each case to trial if the need arises. Not only do we achieve impressive results for our clients, but we also give back to our community.